RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, ...

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Some offers mentioned below are no longer available. BMO is offering up to $600 in cash bonuses on its Smart Advantage Checking Account, Smart Money Checking Account and Relationship Checking Account.

There are numerous banking options, especially regarding checking and money market accounts. But which account is right for you? Do you need both accounts? Evaluating the features, pros and cons of ...